Eureka,

I think.

I backed up the config and default files. Went in an uninstalled YetAnotherForum through Godaddy (Make sure you unclick the database and that only the forum is selected for uninstall). I downloaded the latest version, unzipped it, copied all the files to where it used to be on my website, replaced the config and default files with the ones from my backup and all of a sudden not only do I have access again but I have more than 1 user for most users online at a time.

Make sure when uninstalling you uncheck the uninstall database. That needs to remain in tact.

Also make sure you back up all the config files and the default file. One of the config files contains the settings to access your database. Very key.

This also seems to make it possible to bypass the recommended /install/defalt.aspx method.